Product through which BANCÓLDEX buys, to enterprises of the national market and to direct or indirect exporters, discounted invoices, originating in the sale of goods or services in Colombia or abroad subject to credit.

This product operates under to schemes:LIQUIDEX COP-USD, in which a company sells goods or services and has insured its portfolio with an insurance policy for its credit portfolio, with the possibility of discounting the invoices, directly with BANCÓLDEX at competitive rates.

The other scheme is LIQUIDEX PRODUCTIVE CHAINS with which BANCÓLDEX, through a global credit insurance policy has covered the portfolio in charge of a purchaser company so its suppliers may directly discount with BANCÓLDEX their invoices at competitive rates.

With these schemes Bancóldex provides liquidity to supplier enterprises in a non-excluding manner, since the supplier company is not subject to a study of credit quota in order to have access to this product.

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BANCÓLDEX buys directly from the Colombian exporter, securities deriving from exports, endorsed by an eligible bank:

• Acceptances or deferred payments generated by letters of credit.
• Drafts endorsed by financial intermediaries abroad with direct credit lines or with irrevocable reimbursement commitments.
• Draft Installments.
• Purchase and sale invoices or drafts of exchange accepted by the importer and endorsed by a Standby Letter of Credit.