Product through which BANCOLDEX buys, to enterprises of the national market and to direct or indirect exporters, discounted invoices, originating in the sale of goods or services in Colombia or abroad subject to credit.

This product operates under to schemes: LIQUIDEX COP-USD, in which a company sells goods or services and has insured its portfolio with an insurance policy for its credit portfolio, with the possibility of discounting the invoices, directly with BANCOLDEX at competitive rates.

The other scheme is LIQUIDEX PRODUCTIVE CHAINS with which BANCOLDEX, through a global credit insurance policy has covered the portfolio in charge of a purchaser company so its suppliers may directly discount with BANCOLDEX their invoices at competitive rates.

With these schemes Bancoldex provides liquidity to supplier enterprises in a “non-excluding” manner, since the supplier company is not subject to a study of credit quota in order to have access to this product.